Money can help you create a debt-free life, see the world, or buy a home, and you can save money toward your dreams with these smart money saving tips and online tools.
You’ll find the apps that will guide you through saving money, smart money saving tips on travel, retail, and dining out.
How to Save Money Effortlessly
Mint connects securely with your accounts. Here, you’ll view your spending habits and trends, create a personalized budget, and avoid late fees with bill alerts.
You can create a custom savings goal or choose a pre-defined one through Mint’s ‘Goal’ feature. Whether you want to buy a car, save for a down payment, or go on a dream vacation, Mint will walk you through the steps on saving toward your goal.
Acorns links to your debit and credit cards. For anything you buy, Acorns rounds up to the nearest dollar and transfers your money into an investment account.
For example, when you shell out $4.50 for a latte, Acorns will move $0.50 into an investment portfolio.
The app recommends portfolios ranging from conservative to aggressive. You can either stick with Acorn’s suggestions or choose a different risk level.
Automated savings tool, Digit, analyzes your finances and moves available money into your Digit account, without incurring overdraft fees.
When you need your extra money, Digit will transfer money back into your checking account.
Smart Money Saving Tips on Travel
If something’s too good to be true, book it right now.
Typos happen and in the travel industry, it’s called error fares – pricing mistakes from an airline or travel agency due to human error or programming mistakes.
A word of caution: Avoid error fares if this trip’s important. Airlines can cancel these tickets.
Save on Everyday Purchases
Find digital coupon codes and save on shopping and dining with coupon codes from RetailMeNot.
Just type in the store name to find a list of popular promotion codes. You’ll also see unpopular and expired codes that may still be worth it try.
Do you forget to use your coupons? When you take a picture of a paper coupon, SnipSnap transforms it into digital form. The app alerts you to your saved coupon while you’re in store and notifies you of expiring coupons.
Alcohol is expensive but you can save on beer, wine, and liquor with bev|RAGE.
To redeem an offer, save the offer to your cart, snap a photo of your itemized receipt, and submit it for a rebate delivered to your PayPal account.
What are your favorite smart money saving tips? Leave a comment below!
O’Shea, A. (2017, February 23). Acorns Review 2017: Pros and Cons. Retrieved March 26, 2017, from https://www.nerdwallet.com/blog/investing/acorns-review/
Bigg, M. (2016, April 11). The Error Fare Is Travelers’ New Best Friend. Retrieved March 26, 2017, from https://www.oyster.com/articles/52617-the-error-fare-is-travelers-new-best-friend/